Refinancing of the banking sector should be organized under the demand for
 money from the real economy.  If you put out to
 control cost-effectiveness, it is necessary to refinance
 commercial banks under a money back guarantee, as, for example,
 secured promissory notes promising enterprises.  In this case,
 commercial banks compete with each other for access to credit and
 will offer their businesses, rather than vice versa.  If you send money
 flows refinansuyuchy commercial banks under the demand for money by
 solvent promising companies, instead of the credit market
 Seller can create a buyer's market.  Banks will be given as
 money as they will learn, as they will be profitable to invest in
 the real sector.  Knowing that money is going in the right direction, you can
 move to regulate interest rates on loans as well as for
 deposits.  These measures will give positive results and will release
 the crisis.  In such a situation it is necessary to strengthen exchange controls and
 think about the devaluation of the hryvnia, for some time fixing her course.