Chenko L. tick.  Work.] is more than ever relevant, so it is not a
 ill-calculated to take decisions on tax reform.  However, the deficit
 felt not only in the real economy, but also in banking
 field on the formation of bank resources, which in turn affects the
 of loan portfolios of commercial banks.

 It should be noted that the system of refinancing in Ukraine is constantly
 improved, including the National Bank began to conduct foreign exchange
 Auctions.  Exchange rate is kept at the same level for a long time,
 Returns credibility.  Some experts consider it necessary to conduct
 Target credit auctions with allocation money exclusively for financing
 the real sector.  Moreover, the proposed refuse unsecured
 auctions under the condition that banks National Bank credited under their real assets
 risk-based and regulatory constraints, and this requires
 credibility of the assets for which it is possible to refinance commercial banks.